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 High Risk Merchant


What are High Risk Merchant Accounts?


While many processors turn down “high risk” merchants, COCARD-IMG has a unique program for these merchants and a special processing platform to get the account approved.


A business is classified as a high risk merchant account when:

  • There is a statistically greater likelihood of chargebacks
  • Fraudulent transactions associated with the industry


Other reasons for high risk merchant accounts classification include:

  • Fast Growth of Payment Processing Volumes
  • High or Low Average Tickets
  • Recurring Billing Models
  • Product Fulfillment
  • Delivery Times
  • Targeted Markets
  • Geographic Location of Buyers


Examples of high risk merchant accounts industries include, but are not limited to:

  • Travel
  • Digital Content
  • Virtual Goods
  • Social Networks
  • Online Dating
  • Software
  • Online Games
  • Electronics
  • Jewelry Collectibles
  • Adult Entertainment
  • Financial Services
  • Nutrition Supplements
  • Multi-level Marketing
  • Infomercials
  • Internet Services Providers
  • VOIP
  • Subscriptions
  • Memberships
  • Tickets
Home Office - Service Center
Innovative Marketing Group, LLC (IMG)
7296 US Hwy. 76, Prosperity, South Carolina  29127
Main: (803) 364-4366      Fax: (803) 364-4367