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Business to Government


The Level III Argument


Government is the single, largest buyer of goods and services in the United States. Visa/MasterCard and Discover want Federal, State, and Local governments to use credit cards for their procurement purchases. Visa/MasterCard and Discover also want suppliers/vendors to feel good about accepting those cards so they try to keep acceptance costs low. CoCard B2GX solutions help you capitalize on both these needs: We give the Government buyers level III data with every transaction (it helps them keep their purchases straight) and we educate suppliers/vendors on how to achieve those low costs.



Our Focus

We know that credit card use by federal, state and local governments is on the rise. Accepting those cards is costly and complicated and takes time away from your sales efforts. COCARD-IMG B2GX specializes in providing companies with a comprehensive card acceptance package that includes cost savings, PCI-compliance, consulting and one-on-one customer support. Let us simplify electronic payments for you!




B2G Market Niche

If you do business with the Government you have to accept credit or Purchasing cards and the rates can get scary if you’re not providing level III data with each transaction. If ‘Level III data’ doesn’t sound familiar please call. We’ll pass our know-how along to you and you’ll save money. Usually 25-33% on your card acceptance costs. Our Virtual Terminal solution is easy to use, has an immediate ROI and can be integrated into all the major accounting platforms. If you’re already accepting cards we can switch your processor seamlessly. You keep the same bank, the same accounting, the same procedures, you just use our Virtual Terminal from any computer screen or workstation in the office.



No matter the volume of your transactions CoCard has a best cost solution to fit your needs.


B2I ($1,000-$4,999/ month):


  • Transaction based costs no additional software required


  • Secure virtual terminal


  • PCI assistance

B2II ($5,000-$15,000/ month):


  • Medium volume of commercial transactions, Level III data not required but possible. Best in class Interchange application.


  • Secure virtual terminal


  • PCI discounted



  • High volume of targeted transactions. Interchange based package brings best value


  • Virtual terminal for recurring level III data capture.


  • PCI included


Home Office - Service Center
Innovative Marketing Group, LLC (IMG)
7296 US Hwy. 76, Prosperity, South Carolina  29127
Main: (803) 364-4366      Fax: (803) 364-4367

CoCard is a registered ISO of Wells Fargo Bank, N.A., Concord, CA.


CoCard is a registered ISO/MSP of Fifth Third Bank, Cincinnati, OH, Member FDIC



Privacy Notice

In connection with your transaction, CoCard may obtain information about you and your business as described in this notice.


1.  We collect nonpublic personal information about you from the following sources:


Information we receive from you on applications and other forms.

Information about your transactions with us, our affiliates or other.

Information we receive from a consumer reporting agency (e.g. credit bureau).

2.  We may disclose all of the information we collect, as described above to companies that perform marketing on our behalf or to financial institutions with whom we have joint marketing agreements.  We may make such disclosures about you as a consumer, customer, or former customer.


3.  We may disclose nonpublic personal information about you as a consumer, customer or former customer, to non-affiliated third parties as permitted by law (i.e. the police or other government authority issuing a subpoena or litigants in response to a legal process).


4.  We restrict access to all nonpublic personal information about you to those personnel who need to know that information in order to determine your eligibility for products and services, and to provide you with products and services, and to others who are subject to confidentiality provisions and restrictions that prohibit the use of that information beyond performance of specified services.  To guard your nonpublic information we maintain physical, electronic, and safeguards that comply with federal standards.