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Processing Equipment


 COCARD-IMG offers a full menu of proven processing solutions, payment gateways and in-house systems to meet your business’s unique needs — and we deliver these solutions with unparalleled service and commitment to your business. Point of sale (POS) transaction processing systems are constantly evolving, and COCARD-IMG keeps pace by offering tech-forward solutions that work reliably wherever you need to go to make the sale.

An excellent option for merchants who deal in face-to-face transactions, POS terminals are perfect in a traditional retail environment. Point-of-sale (POS) terminals are the workhorse of traditional, face-to-face credit card processing in the retail environment. COCARD-IMG offers a full selection of state-of-the-art, fully-equipped, PCI-compliant POS terminals that simplify the authorization, settlement and management of card-based transactions. POS terminals house everything needed to complete a card-present sales transaction — magnetic card reader, phone or Internet connection to the credit card processor and a receipt printer — in one compact countertop unit. With the addition of a keypad for manual PIN entry, POS terminals can also process PIN debit cards and EBT cards.


Wireless credit card processing opens merchants up to accepting payment wherever they do business. If you sell (or want to) at outdoor venues, sporting events, kiosks, food carts, open markets or any location where traditional connectivity is a problem, wireless has got you covered. Besides helping to increase sales by giving you access to new customers, wireless is flexible, reduces operating expenses and saves time.

The benefits of wireless credit card processing include:


  •  The best of both worlds: the same access to credit card authorization networks as a brick-and-mortar retail business and the mobility to pursue sales wherever they may be.


  •  Wireless credit card terminals are lightweight and compact, ready to slip into your pocket and go on a moment’s notice

No phone lines needed, which means direct savings for you.


  •  Swiping credit and debit cards qualifies you for lower rates from your processor than typing in card numbers manually, adding up to savings month after month.




 Virtual terminals make e-commerce possible, allowing Internet merchants the immediacy and security of a POS terminal for their online customers.


A virtual terminal is the link merchants need to process payment card transactions online securely and efficiently from their own computer. IMG offers an easily accessible virtual terminal through our electronic payment gateway.


Using the computer’s web browser, an Internet connection and a USB card reader, a merchant first logs into IMG secure website and then performs a variety of functions:

  • Process swiped retail transactions

  • Manually enter mail order/telephone order (MOTO) credit card transactions

  • Receive authorizations

  • Generate receipts

  • Issue refunds to a customer’s credit card

  • Capture previously authorized transactions

  • Set up automatic customer billing for recurring charges

  • Confirm transaction status

  • Upload batch files

  • Access, create and save a variety of standard and customizable reports




Mobile transaction processing is a major breakthrough for merchants and service providers who do business in the field and want to use their mobile phones or devices as a terminal on the go. Mobile credit card processing from IMG puts the power to profit in the palm of your hand, wherever and whenever you need it. Turn your iPhone® 3G/3GS/4/4S, iPad® or Android® device* into a terminal-on-the-go complete with all the features of a traditional credit card terminal.






Online Shopping Carts can be integrated with the COCARD gateway options. These shopping carts allow visitors to shop online and choose items, which can be purchased immediately or stored in the cart for later purchase.


Home Office - Service Center
Innovative Marketing Group, LLC (IMG)
7296 US Hwy. 76, Prosperity, South Carolina  29127
Main: (803) 364-4366      Fax: (803) 364-4367

CoCard is a registered ISO of Wells Fargo Bank, N.A., Concord, CA.


COCARD® is a registered ISO of Fifth Third Bank, N.A. 38 Fountain Square Plaza, Cincinnati, OH 45263.


Privacy Notice

In connection with your transaction, CoCard may obtain information about you and your business as described in this notice.


1.  We collect nonpublic personal information about you from the following sources:


Information we receive from you on applications and other forms.

Information about your transactions with us, our affiliates or other.

Information we receive from a consumer reporting agency (e.g. credit bureau).

2.  We may disclose all of the information we collect, as described above to companies that perform marketing on our behalf or to financial institutions with whom we have joint marketing agreements.  We may make such disclosures about you as a consumer, customer, or former customer.


3.  We may disclose nonpublic personal information about you as a consumer, customer or former customer, to non-affiliated third parties as permitted by law (i.e. the police or other government authority issuing a subpoena or litigants in response to a legal process).


4.  We restrict access to all nonpublic personal information about you to those personnel who need to know that information in order to determine your eligibility for products and services, and to provide you with products and services, and to others who are subject to confidentiality provisions and restrictions that prohibit the use of that information beyond performance of specified services.  To guard your nonpublic information we maintain physical, electronic, and safeguards that comply with federal standards.